Insurance Won’t Cover my Breast Reduction, What are my options?
It is getting harder to get approval for breast reduction surgery (also known as reduction mammoplasty); as things are changing with medical insurance companies. Dr. Delgado, a breast reduction surgery specialist explains to his patients that many policies now have an exclusion clause or their criteria are difficult to meet. After all avenues have been exhausted and insurance is not possible, what other alternatives are there?
Some San Francisco Bay Area patients take out an equity line of credit on their home which usually will get them the best interest rate, some use credit cards, although the interest rate can be quite high, but if you plan on paying it off quickly, this can be the fastest and easiest way.
We accept Care Credit for financing and are able to help patients apply right in the office, or you can apply online. Care Credit offers many different plans depending on the amount you want to borrow and the length of time for the loan. We have many patients that have been happy with this resolution so that they can proceed with their breast reduction surgery.